---
title: Processing Times for Disbursements from e-Wallet in Indonesia, Singapore, Malaysia, Vietnam, Thailand
description: In this article, we have outlined the expected processing times for disbursements from e-wallets in Indonesia, Singapore, Malaysia, Vietnam, and Thailand.
---

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# Processing Times for Disbursements from e-Wallet in Indonesia, Singapore, Malaysia, Vietnam, Thailand

## In this article, we have outlined the expected processing times for disbursements from e-wallets in Indonesia, Singapore, Malaysia, Vietnam, and Thailand.

The time of processing payment depends on the bank's processing time. After we send out the money, the money may need to be processed by various parties, including our bank, the switching networks, and the recipient’s bank. The arrival time may be affected by the banks’ operational hours -- some banks have downtime overnight or over weekends.

### Singapore

See below for an estimate of the processing times, based on the destination country and currency.

| **Currencies** | **Countries** | **Funds to be received by Wallex SG/HK (SG/HK Time)** | **Turnaround** |   |
| --- | --- | --- | --- | --- |
| USD | United States | 2.00 PM | T+0 business day |   |
| SGD | Singapore | 2.00 PM | T+0 business day |   |
| IDR | Indonesia | 2.00 PM | T+0 business day |   |
| MYR | Malaysia | 2.00 PM | T+0 business day |   |
| INR | India | 2.00 PM | T+0 business day |   |
| HKD | Hong Kong | 2.00 PM | T+0 business day |   |
| EUR | SEPA | 2.00 PM | T+0 business day |   |
| GBP | United Kingdom | 2.00 PM | T+0 business day |   |
| AUD | Australia | 2.00 PM | T+2 business day |   |
| CAD | Canada | 2.00 PM | T+0 business day |   |
| CZK | Czech Republic | 2.00 PM | T+1 business day |   |
| DKK | Denmark | 2.00 PM | T+0 business day |   |
| HUF | Hungary | 2.00 PM | T+0 business day |   |
| KRW | South Korea | 2.00 PM | T+0 business day |   |
| LKR | Sri Lanka | 2.00 PM | T+0 business day |   |
| MXN | Mexico | 2.00 PM | T+1 business day |   |
| NOK | Norway | 2.00 PM | T+0 business day |   |
| NPR | Nepal | 2.00 PM | T+0 business day |   |
| SEK | Sweden | 2.00 PM | T+0 business day |   |
| PKR | Pakistan | 2.00 PM | T+1 business day |   |
| THB | Thailand | 2.00 PM | T+0 business day |   |
| TRY | Turkey | 2.00 PM | T+0 business day |   |
| PHP | Philippines | 2.00 PM | T+1 business day |   |
| CNY | China | 2.00 PM | T+2 business day |   |

#### Indonesia

See below for an estimate of the processing times, based on the destination bank and amount.

| **Destination Bank** | **Amount (IDR)** | **Request Timestamp** **(UTC+7)** | **ETA / Processing** **Time** |
| --- | --- | --- | --- |
| ВСА | All | 05:00 - 21:59 | 15 minutes |
| ВСА | All | 22:00 - 04:59 | After 5 am |
| Mandiri | All | 04:00 - 22:59 | 15 minutes |
| Mandiri | All | 23:00 - 03:59 | After 4 am |
| BRI | All | 04:00 - 23:44 | 15 minutes |
| BRI | All | 23:45 - 03:59 | After 4 am |
| BNI | All | 03:00 - 22:59 | 15 minutes |
| BNI | All | 23:00 - 02:59 | After 3 am |
| Bank Sahabat Sampoerna | < 1,000,000,000 | 03:00 - 22:59 | 15 minutes |
| Bank Sahabat Sampoerna | <1,000,000,000 | 23:00 - 02:59 | After 3 am |
| Permatal | All | 01:00 - 22:59 | 15 minutes |
| Permatal | All | 23:00 - 00:59 | After 1 am |
| CIMB | > 100.000,000 | 09:00 - 20:59 | 15 minutes |
| CIMB | > 100.000,000 | 21:00 - 08:59 | After 9 am |
| CIMB, Sinarmas | ≥ 10,000 ог ≤ 100,000,000 | 05:00 - 22:59 | 15 minutes |
| CIMB, Sinarmas | ≥ 10,000 ог ≤100,000,000 | 23:00 - 04:59 | After 5 am |
| Other banks and e-wallets | ≤ 100,000,000 | 05:00 - 22:59 | 15 minutes |
| Other banks and e- wallets | ≤ 100,000,000 | 23:00 - 04:59 | After 5 am |
| SINARMAS and other banks | > 100,000,000 | 09:00 - 13:59 | 2 Hours |
| SINARMAS and other banks | > 100,000,000 | 14:00 - 08:59 | After 9 am |

 

| **Virtual Account** | **Minimum Amount (IDR)** | **Maximum Amount (IDR)** |
| --- | --- | --- |
| BRI VA, BNI VA, Mandiri VA | 1 | Unlimited |
| Permata VA | 10,000 | 25,000,000 |
| CIMB VA, BTN VA, NOBU VA | 10,000 | 100,000,000 |
| BCA VA | Not supported | Not supported |

*See all [available ID channels](https://docs.xendit.co/xendisburse/limits-and-processing-times#indonesia) and specified limitations.*

 

### Malaysia

See below for an estimate of the processing times, based on the destination bank and amount.

| **Destination** | **Amount (PHP)** | **Request timestamp** **(GMT + 8)** | **ETA / Processing Time** |
| --- | --- | --- | --- |
| Union Bank Security Bank | All | 00:00 - 23:59 | 15 mins |
| United Overseas Bank Citibank, N.A. Bank of Makati Australia and New Zealand Bank MUFG Bank Amanah Islamic Investment Bank Guagua Rural Bank Inc JP Morgan Chase Bank Shinhan Bank Rural Bank of Montalban Korea Exchange Bank Tong Yang Savings Bank Deutsche Bank Hong Kong and Shanghai Banking Corp Mega International Commercial Bank Innovative Rural Bank Bangko Kabayan Bank of America HSBC Savings Bank Inc First Consolidated Bank Inc Bank of Florida Industrial Bank of Korea Sumitomo Mitsui Banking Corporation (SMBC) Rural Bank of Digos Bangkok Bank Public Cantilan Bank Country Builders Bank Rang-Ay Bank KEB Hana Bank Bangko Nuestra Señora Del Pilar Mizuho Bank, Ltd Industrial and Commercial Bank of China (ICBC) | All | 06:00 - 15:00 | - Funds sent out end of business day - Status update T+1 business day |
| United Overseas Bank Citibank, N.A. Bank of Makati Australia and New Zealand Bank MUFG Bank Amanah Islamic Investment Bank Guagua Rural Bank Inc JP Morgan Chase Bank Shinhan Bank Rural Bank of Montalban Korea Exchange Bank Tong Yang Savings Bank Deutsche Bank Hong Kong and Shanghai Banking Corp Mega International Commercial Bank Innovative Rural Bank Bangko Kabayan Bank of America HSBC Savings Bank Inc First Consolidated Bank Inc Bank of Florida Industrial Bank of Korea Sumitomo Mitsui Banking Corporation (SMBC) Rural Bank of Digos Bangkok Bank Public Cantilan Bank Country Builders Bank Rang-Ay Bank KEB Hana Bank Bangko Nuestra Señora Del Pilar | All | 15:01 - 05:59 | - Funds sent out T+1 business day - Status update T+2 business days |
| Mizuho Bank, Ltd Industrial and Commercial Bank of China (ICBC) Others | 1 - 50,000 | 00:00 - 23:59 | 15 minutes |
| Others | >50,000 | 06:00 - 15:00 | - Funds sent out end of business day - Status update T+1 business day |
| Others | >50,000 | 15:01 - 05:59 | - Funds sent out T+1 business day - Status update T+2 business days |

*See all [available MY channels](https://docs.xendit.co/xendisburse/limits-and-processing-times#malaysia) and specified limitations.*

 

### Vietnam

See below for an estimate of the processing times, based on the destination bank and amount.

| **Destination** | **Amount (VND)** | **Request timestamp (GMT+7)** | **ETA / Processing Time** |
| --- | --- | --- | --- |
| All Banks | 10000 - 299.999,999 | 00:00 am - 11:59 pm | 15 mins |

*See all [available VN channels](https://docs.xendit.co/xendisburse/limits-and-processing-times#vietnam) and specified limitations.*

 

### Thailand

See below for an estimate of the processing times, based on the destination bank and amount.

| **Destination** | **Amount (THB)** | **Request timestamp (GMT +7)** | **ETA / Processing Time** |
| --- | --- | --- | --- |
| All Banks | 1 - 700,000 | 00:00 am - 11:59 pm | 15 mins |

*See all [available TH channels](https://docs.xendit.co/xendisburse/limits-and-processing-times#thailand) and specified limitations.*

 

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